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For small businesses, every rupee saved is a rupee earned. As they don’t have a big budget to manage their spending, they ensure every rupee they spend is accounted for. However, relying on manual processes will slow down spending management and give way to errors. For example, managing SaaS subscription payments from spreadsheets can lead…
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FinTech For Scaling: How Indian Startups Can Grow Beyond Borders
India boasts the third largest startup ecosystem in the world only after the US and China. It is also becoming one of the key contributors to the economy through its revenue, funding, and job creation. India today has over 99,000 registered startups along with 108 unicorns, which exhibits a significant rise after its humble beginnings…
What’s Next in Digital Transformation: Data-Driven Decision-Making
Introduction In the fast-paced and ever-evolving world of business, the ability to make informed decisions is crucial for success. With the advent of digital transformation, organizations now have access to vast amounts of data that can provide valuable insights. Data-driven decision-making has emerged as a powerful tool, enabling businesses to leverage information and gain a…
Taking stock of the corporate credit card business in India: past, present, and future
Despite being regarded as one of the most convenient and flexible credit vehicles, especially for SMEs, the use of corporate credit cards has been a bit sluggish in the Indian market. According to RBI, almost 62 million credit cards were in use in India in 2021, corresponding to less than 6% of the total population….
Accelerating MSMEs Digital Journey
MSMEs Solutions Micro, Small, and Medium Enterprises (MSMEs) are the core architects of Digital Bharat and account for 99% of all businesses in India; they contribute 49% of the national Gross Domestic Product (GDP); and employ 40% of the country’s workforce. The sustenance of India’s rapidly emerging digital economy relies heavily on MSMEs. can be…
Understanding per diem allowance: benefits, cost, and implementation
In many companies, employees travel extensively for work, be it client meetings, conferences, or training. As a result, companies spend a lot of money reimbursing the staff for all kinds of expenses, including airfare, meals, and lodging. While a few employers reimburse actual expenses, some organizations have started using the per diem allowance method that…
